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If you’re a first-time home buyer, you may be wondering how to buy furniture after buying a house. Whether you’re ready to buy a bed, dining room table, or other items is up to you, but the first steps in furnishing your home should be simple. Determine what’s missing from your home, and buy these items first. Make a list based on the items your family needs most.

Furniture stores are generally happy to offer financing options for buyers. Many offer 0% interest credit cards for this purpose, which allows you to spread out the payments over a longer period of time. You can choose between financing your new furniture with a store’s financing options or applying for a personal loan. Make sure you ask your lender if they offer this option. They may be willing to work something out in-store for you if you have poor credit.

Negotiate the price. When you’re buying a house, you may have the opportunity to bargain with the seller. Alternatively, you can negotiate with your real estate agent for a lower price on the furniture. Be aware that the seller will likely counter your offer, so you may want to be prepared with a lower price than you originally offered. Ultimately, the buyer and seller will need to reach an agreement.

Make sure to shop around before buying. It’s crucial to compare prices of similar furniture, so use Facebook Marketplace or Craigslist to search for used furniture. Nextdoor is another great place to find used furniture. Another option is AptDeco, which factors in the brand name when pricing items. You can also check out thrift stores, consignment centers, and auction houses. You may find an incredible deal!

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